Why your factoring programme is shrinking
In the last eight weeks, two of our clients made the same discovery. Each had in place a factoring programme which had been financing 70-75% of their receivables. One
Intelligent fraud management: How Claude helps the risk team define, build and validate changes
Liquidity Lab built the AI layer that iwocaPay's fraud vendor does not provide, powered by Claude Opus. iwoca's risk team now builds, validates and manages its
Welcome to Liquidity Lab's monthly newsletter
August 2026
Identity verification alone isn't enough any more, that's not an argument against using it
In the last month, we've heard from three separate clients or contacts who fell victim to Identity verification (IDV) fraud. Some cases were highly sophisticated: real-time "
Building collections agents that work - an interview with Upflow’s Alex Louisy
In conversation with Alex Louisy, co-founder and CEO of Upflow Barely a week goes by without another vendor announcing an "autonomous collections agent." The claims are getting
Mapping the AI collections agent market: who is actually building the future of dunning?
Everyone in finance software now claims to have "AI-powered collections." Very few mean the same thing by it, and fewer still can show it working. Over the
From pilot to production: the 7 layers for engineering generative AI agents that actually work
Deploying AI agents at scale requires critical extensions to the operational stack. Unlike traditional software, agents are non-deterministic, can take autonomous actions, and face novel attack vectors like prompt
How AI is rewriting the playbook for working capital management: a TL;DR for finance leaders
Working capital management is at an inflection point. European businesses now spend 73 days a year – over 25% of the working year for a full time employee – chasing payments, at